/* ===== SaldoPro — Design Tokens ===== */
:root {
  --blue-dark: #1B4A8D;
  --blue-mid: #2E6DB4;
  --blue-light: #5DB9E6;
  --green-dark: #4E8A2A;
  --green-mid: #6BA832;
  --green-light: #A3C644;
  --gray-900: #1a2332;
  --gray-700: #4a5568;
  --gray-500: #707070;
  --gray-300: #cbd5e1;
  --gray-100: #f1f5f9;
  --white: #ffffff;
  --whatsapp: #25D366;

  --gradient-brand: linear-gradient(135deg, var(--blue-dark) 0%, var(--blue-light) 50%, var(--green-light) 100%);
  --gradient-blue: linear-gradient(135deg, var(--blue-dark), var(--blue-light));
  --gradient-green: linear-gradient(135deg, var(--green-dark), var(--green-light));

  --shadow-sm: 0 1px 3px rgba(27, 74, 141, 0.08);
  --shadow-md: 0 4px 20px rgba(27, 74, 141, 0.1);
  --shadow-lg: 0 12px 40px rgba(27, 74, 141, 0.14);

  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 20px;

  --header-h: 72px;
  --mobile-cta-h: 64px;
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: var(--header-h);
}

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--gray-900);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button, input, textarea, select { font: inherit; border: none; outline: none; }

.container {
  width: 100%;
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 1.25rem;
}

/* ===== Buttons ===== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.875rem 1.75rem;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.9375rem;
  cursor: pointer;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition), color var(--transition);
  white-space: nowrap;
}

.btn:hover { transform: translateY(-2px); }

.btn--primary {
  background: var(--gradient-blue);
  color: var(--white);
  box-shadow: var(--shadow-sm);
}
.btn--primary:hover { box-shadow: var(--shadow-md); }

.btn--outline {
  background: transparent;
  color: var(--blue-dark);
  border: 2px solid var(--blue-dark);
}
.btn--outline:hover { background: var(--blue-dark); color: var(--white); }

.btn--white {
  background: var(--white);
  color: var(--blue-dark);
  box-shadow: var(--shadow-md);
}
.btn--white:hover { box-shadow: var(--shadow-lg); }

.btn--whatsapp {
  background: var(--whatsapp);
  color: var(--white);
  box-shadow: 0 4px 14px rgba(37, 211, 102, 0.35);
}
.btn--whatsapp:hover { box-shadow: 0 6px 20px rgba(37, 211, 102, 0.45); }

.btn--sm { padding: 0.625rem 1.25rem; font-size: 0.875rem; }
.btn--lg { padding: 1rem 2rem; font-size: 1rem; }
.btn--block { width: 100%; white-space: normal; text-align: center; }

/* ===== Header ===== */
.header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  height: var(--header-h);
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(27, 74, 141, 0.06);
  transition: box-shadow var(--transition);
}
.header.scrolled { box-shadow: var(--shadow-sm); }

.nav {
  display: flex;
  align-items: center;
  height: 100%;
  gap: 1.5rem;
}
.nav__logo img { height: 40px; width: auto; }
.nav__menu { display: flex; gap: 1.75rem; margin-left: auto; }
.nav__link {
  font-size: 0.9375rem;
  font-weight: 500;
  color: var(--gray-700);
  transition: color var(--transition);
  position: relative;
}
.nav__link::after {
  content: "";
  position: absolute;
  bottom: -4px; left: 0;
  width: 0; height: 2px;
  background: var(--gradient-brand);
  transition: width var(--transition);
}
.nav__link:hover { color: var(--blue-dark); }
.nav__link:hover::after { width: 100%; }
.nav__actions { display: flex; align-items: center; gap: 0.75rem; }
.nav__cta { white-space: nowrap; }

.nav__toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  cursor: pointer;
  padding: 4px;
  margin-left: auto;
}
.nav__toggle span {
  display: block;
  width: 24px; height: 2px;
  background: var(--gray-900);
  transition: transform var(--transition), opacity var(--transition);
  border-radius: 2px;
}
.nav__toggle.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav__toggle.active span:nth-child(2) { opacity: 0; }
.nav__toggle.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.lang-switcher {
  display: flex;
  background: var(--gray-100);
  border-radius: var(--radius-sm);
  padding: 3px;
}
.lang-btn {
  padding: 0.375rem 0.75rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--gray-500);
  background: transparent;
  border-radius: 6px;
  cursor: pointer;
  transition: all var(--transition);
}
.lang-btn.active {
  background: var(--white);
  color: var(--blue-dark);
  box-shadow: var(--shadow-sm);
}
.lang-btn:hover:not(.active) { color: var(--blue-dark); }

/* ===== Hero ===== */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: calc(var(--header-h) + 2.5rem) 0 3rem;
  overflow: hidden;
}
.hero__bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 15% 45%, rgba(93, 185, 230, 0.14) 0%, transparent 60%),
    radial-gradient(ellipse 55% 45% at 85% 15%, rgba(163, 198, 68, 0.12) 0%, transparent 55%),
    linear-gradient(180deg, var(--gray-100) 0%, var(--white) 100%);
  z-index: -1;
}
.hero__inner {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3rem;
  align-items: center;
}
.hero__badge {
  display: inline-block;
  padding: 0.4rem 1rem;
  background: rgba(78, 138, 42, 0.1);
  color: var(--green-dark);
  font-size: 0.8125rem;
  font-weight: 700;
  border-radius: 100px;
  margin-bottom: 1.25rem;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
.hero__title {
  font-size: clamp(1.875rem, 4.2vw, 2.875rem);
  font-weight: 800;
  line-height: 1.15;
  color: var(--gray-900);
  margin-bottom: 1.25rem;
}
.hero__subtitle {
  font-size: 1.125rem;
  color: var(--gray-700);
  margin-bottom: 1.75rem;
  max-width: 540px;
  line-height: 1.65;
}
.hero__actions {
  display: flex;
  gap: 0.875rem;
  flex-wrap: wrap;
  margin-bottom: 1.5rem;
}
.hero__micro {
  font-size: 0.8125rem;
  color: var(--gray-500);
  line-height: 1.5;
}

.hero-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(27, 74, 141, 0.08);
}
.hero-card__price {
  text-align: center;
  padding-bottom: 1.5rem;
  margin-bottom: 1.5rem;
  border-bottom: 1px solid var(--gray-300);
}
.hero-card__from {
  display: block;
  font-size: 0.875rem;
  color: var(--gray-500);
  font-weight: 500;
  margin-bottom: 0.25rem;
}
.hero-card__amount {
  font-size: 3rem;
  font-weight: 800;
  color: var(--blue-dark);
  line-height: 1;
}
.hero-card__amount small {
  font-size: 1rem;
  font-weight: 600;
  color: var(--gray-500);
}
.hero-card__list { margin-bottom: 1.5rem; }
.hero-card__list li {
  padding: 0.5rem 0 0.5rem 1.5rem;
  font-size: 0.9375rem;
  color: var(--gray-700);
  position: relative;
}
.hero-card__list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--green-dark);
  font-weight: 700;
}

/* ===== Trust bar ===== */
.trust-bar {
  background: var(--white);
  border-top: 1px solid rgba(27, 74, 141, 0.06);
  border-bottom: 1px solid rgba(27, 74, 141, 0.06);
  padding: 1.25rem 0;
}
.trust-bar__inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}
.trust-item {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.625rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--gray-700);
}
.trust-item svg {
  width: 20px; height: 20px;
  color: var(--blue-dark);
  flex-shrink: 0;
}

/* ===== Offer banner ===== */
.offer { background: var(--white); padding-top: 3rem; }

.offer__banner {
  display: grid;
  grid-template-columns: 1.4fr 0.6fr;
  gap: 2rem;
  background: var(--gradient-brand);
  border-radius: var(--radius-lg);
  padding: 3rem;
  color: var(--white);
  overflow: hidden;
  position: relative;
}
.offer__label {
  display: inline-block;
  background: rgba(255, 255, 255, 0.2);
  padding: 0.35rem 0.875rem;
  border-radius: 100px;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 1rem;
}
.offer__title {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 800;
  line-height: 1.25;
  margin-bottom: 1rem;
}
.offer__desc {
  font-size: 1rem;
  opacity: 0.92;
  line-height: 1.65;
  margin-bottom: 1.5rem;
  max-width: 560px;
}
.offer__checks { margin-bottom: 2rem; }
.offer__checks li {
  padding: 0.4rem 0 0.4rem 1.75rem;
  position: relative;
  font-size: 0.9375rem;
  opacity: 0.95;
}
.offer__checks li::before {
  content: "✓";
  position: absolute;
  left: 0;
  font-weight: 700;
}
.offer__visual {
  display: flex;
  align-items: center;
  justify-content: center;
}
.offer__stat {
  background: rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(8px);
  border-radius: var(--radius-md);
  padding: 2.5rem 2rem;
  text-align: center;
  border: 1px solid rgba(255, 255, 255, 0.25);
}
.offer__stat-num {
  display: block;
  font-size: 3.5rem;
  font-weight: 800;
  line-height: 1;
}
.offer__stat-label {
  display: block;
  font-size: 0.875rem;
  opacity: 0.9;
  margin-top: 0.5rem;
  line-height: 1.4;
}

/* ===== Advisor ===== */
.advisor { background: var(--gray-100); }

.advisor__inner {
  display: flex;
  gap: 2.5rem;
  align-items: flex-start;
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
}
.advisor__avatar {
  width: 88px; height: 88px;
  border-radius: 50%;
  background: var(--gradient-brand);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  font-weight: 800;
  flex-shrink: 0;
  box-shadow: var(--shadow-md);
}
.advisor__title {
  font-size: clamp(1.375rem, 2.5vw, 1.75rem);
  font-weight: 800;
  margin-bottom: 0.75rem;
  color: var(--gray-900);
}
.advisor__desc {
  color: var(--gray-700);
  margin-bottom: 1.5rem;
  line-height: 1.65;
}
.advisor__promises {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-bottom: 1.75rem;
}
.advisor__promise {
  background: var(--gray-100);
  border-radius: var(--radius-sm);
  padding: 1rem;
}
.advisor__promise strong {
  display: block;
  font-size: 0.875rem;
  color: var(--blue-dark);
  margin-bottom: 0.25rem;
}
.advisor__promise span {
  font-size: 0.8125rem;
  color: var(--gray-700);
  line-height: 1.45;
}
.advisor__actions { display: flex; gap: 0.875rem; flex-wrap: wrap; }

/* ===== Sections ===== */
.section { padding: 5rem 0; }
.section__header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 3rem;
}
.section__tag {
  display: inline-block;
  font-size: 0.8125rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--green-dark);
  margin-bottom: 0.75rem;
}
.section__title {
  font-size: clamp(1.625rem, 3vw, 2.125rem);
  font-weight: 800;
  margin-bottom: 1rem;
  color: var(--gray-900);
  line-height: 1.2;
}
.section__desc {
  color: var(--gray-700);
  font-size: 1.0625rem;
  line-height: 1.65;
}

/* ===== Benefits ===== */
.benefits { background: var(--white); }
.benefits__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}
.benefit-card {
  background: var(--gray-100);
  border-radius: var(--radius-md);
  padding: 1.75rem 1.5rem;
  transition: transform var(--transition), box-shadow var(--transition);
}
.benefit-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  background: var(--white);
}
.benefit-card__icon {
  width: 44px; height: 44px;
  border-radius: var(--radius-sm);
  background: var(--gradient-blue);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
}
.benefit-card__icon svg { width: 22px; height: 22px; }
.benefit-card__title {
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 0.4rem;
}
.benefit-card__text {
  font-size: 0.875rem;
  color: var(--gray-700);
  line-height: 1.55;
}

/* ===== Services ===== */
.services { background: var(--gray-100); }
.services__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  align-items: start;
}
.service-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem;
  box-shadow: var(--shadow-sm);
  position: relative;
  transition: transform var(--transition), box-shadow var(--transition);
  display: flex;
  flex-direction: column;
  height: 100%;
}
.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.service-card--featured {
  border: 2px solid var(--blue-light);
  box-shadow: var(--shadow-md);
}
.service-card__badge {
  position: absolute;
  top: -12px; left: 50%;
  transform: translateX(-50%);
  background: var(--gradient-green);
  color: var(--white);
  font-size: 0.6875rem;
  font-weight: 700;
  padding: 0.35rem 0.875rem;
  border-radius: 100px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  white-space: nowrap;
}
.service-card__header { margin-bottom: 1.25rem; }
.service-card__title {
  font-size: 1.125rem;
  font-weight: 700;
  margin-bottom: 0.4rem;
}
.service-card__desc { font-size: 0.875rem; color: var(--gray-700); }
.service-card__price {
  margin-bottom: 1.25rem;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid var(--gray-300);
}
.service-card__amount {
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--blue-dark);
}
.service-card__period {
  display: block;
  font-size: 0.8125rem;
  color: var(--gray-500);
  margin-top: 0.2rem;
}
.service-card__features { margin-bottom: 1.5rem; flex-grow: 1; }
.service-card__features li {
  padding: 0.4rem 0 0.4rem 1.5rem;
  font-size: 0.875rem;
  color: var(--gray-700);
  position: relative;
}
.service-card__features li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--green-dark);
  font-weight: 700;
}

/* ===== How it works ===== */
.how { background: var(--white); }
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  position: relative;
}
.steps::before {
  content: "";
  position: absolute;
  top: 28px; left: 12.5%; right: 12.5%;
  height: 2px;
  background: linear-gradient(90deg, var(--blue-light), var(--green-light));
  z-index: 0;
}
.step { text-align: center; position: relative; z-index: 1; }
.step__number {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: var(--gradient-brand);
  color: var(--white);
  font-size: 1rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
  box-shadow: var(--shadow-md);
}
.step__title {
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 0.4rem;
}
.step__text {
  font-size: 0.875rem;
  color: var(--gray-700);
  max-width: 220px;
  margin: 0 auto;
  line-height: 1.5;
}

/* ===== FAQ ===== */
.faq { background: var(--gray-100); }
.faq__list {
  max-width: 760px;
  margin: 0 auto;
}
.faq__item {
  background: var(--white);
  border-radius: var(--radius-md);
  margin-bottom: 0.75rem;
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}
.faq__question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.25rem 1.5rem;
  background: none;
  cursor: pointer;
  text-align: left;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--gray-900);
  transition: color var(--transition);
}
.faq__question:hover { color: var(--blue-dark); }
.faq__icon {
  width: 20px; height: 20px;
  flex-shrink: 0;
  color: var(--blue-dark);
  transition: transform var(--transition);
}
.faq__item.open .faq__icon { transform: rotate(180deg); }
.faq__answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}
.faq__item.open .faq__answer { max-height: 400px; }
.faq__answer p {
  padding: 0 1.5rem 1.25rem;
  font-size: 0.9375rem;
  color: var(--gray-700);
  line-height: 1.65;
}
.faq__cta {
  text-align: center;
  margin-top: 2.5rem;
}
.faq__cta p {
  font-size: 1rem;
  color: var(--gray-700);
  margin-bottom: 1rem;
}

/* ===== Contact ===== */
.contact { background: var(--white); padding-bottom: 6rem; }

.contact__wrapper {
  background: var(--gray-100);
  border-radius: var(--radius-lg);
  padding: 3rem;
}
.contact__header {
  text-align: center;
  max-width: 600px;
  margin: 0 auto 2.5rem;
}
.contact__inner {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 2rem;
  align-items: start;
}

.contact-person {
  display: flex;
  align-items: center;
  gap: 1rem;
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  margin-bottom: 1rem;
  box-shadow: var(--shadow-sm);
}
.contact-person__avatar {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: var(--gradient-brand);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.125rem;
  flex-shrink: 0;
}
.contact-person__label {
  font-size: 0.75rem;
  color: var(--green-dark);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}
.contact-person__name {
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--gray-900);
}
.contact-person__role {
  font-size: 0.8125rem;
  color: var(--gray-500);
}

.contact__channels { display: flex; flex-direction: column; gap: 0.625rem; margin-bottom: 1rem; }
.contact__channel {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1rem 1.25rem;
  background: var(--white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition);
}
.contact__channel:hover {
  transform: translateX(4px);
  box-shadow: var(--shadow-md);
}
.contact__channel--primary {
  border: 2px solid var(--blue-light);
}
.contact__icon {
  width: 42px; height: 42px;
  border-radius: var(--radius-sm);
  background: var(--gradient-green);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.contact__icon--whatsapp { background: var(--whatsapp); }
.contact__icon svg { width: 20px; height: 20px; }
.contact__label {
  display: block;
  font-size: 0.75rem;
  color: var(--gray-500);
  font-weight: 500;
}
.contact__value {
  font-weight: 600;
  color: var(--blue-dark);
  font-size: 0.9375rem;
}

.contact__guarantee {
  display: flex;
  align-items: flex-start;
  gap: 0.625rem;
  padding: 1rem;
  background: rgba(78, 138, 42, 0.08);
  border-radius: var(--radius-sm);
  font-size: 0.8125rem;
  color: var(--green-dark);
  font-weight: 500;
  line-height: 1.5;
}
.contact__guarantee svg {
  width: 18px; height: 18px;
  flex-shrink: 0;
  margin-top: 1px;
}

.contact__form {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-md);
}
.contact__form-title {
  font-size: 1.125rem;
  font-weight: 700;
  margin-bottom: 1.25rem;
  color: var(--gray-900);
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}
.form-group { margin-bottom: 1rem; }
.form-group label {
  display: block;
  font-size: 0.8125rem;
  font-weight: 600;
  margin-bottom: 0.35rem;
  color: var(--gray-900);
}
.form-group input,
.form-group textarea,
.form-group select {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 2px solid var(--gray-300);
  border-radius: var(--radius-sm);
  transition: border-color var(--transition);
  background: var(--white);
  color: var(--gray-900);
}
.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus { border-color: var(--blue-light); }
.form-group textarea { resize: vertical; min-height: 96px; }
.form-group select { cursor: pointer; appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23707070' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 1rem center; padding-right: 2.5rem; }

.form-success {
  margin-top: 1rem;
  padding: 0.75rem 1rem;
  background: rgba(78, 138, 42, 0.1);
  color: var(--green-dark);
  border-radius: var(--radius-sm);
  font-size: 0.9375rem;
  font-weight: 500;
  text-align: center;
}

/* ===== Footer ===== */
.footer {
  background: var(--gray-900);
  color: rgba(255, 255, 255, 0.7);
  padding: 3rem 0 1.5rem;
}
.footer__inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1.5rem;
  text-align: center;
}
.footer__brand img {
  margin: 0 auto 0.75rem;
  padding: 0.5rem 1rem;
  background: var(--white);
  border-radius: var(--radius-sm);
}
.footer__tagline { font-size: 0.9375rem; }
.footer__links {
  display: flex;
  gap: 2rem;
  flex-wrap: wrap;
  justify-content: center;
}
.footer__links a { font-size: 0.9375rem; transition: color var(--transition); }
.footer__links a:hover { color: var(--green-light); }
.footer__bottom {
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  width: 100%;
  font-size: 0.8125rem;
}

/* ===== WhatsApp floating ===== */
.whatsapp-btn {
  position: fixed;
  bottom: 1.5rem;
  right: 1.5rem;
  z-index: 999;
  display: flex;
  align-items: center;
  gap: 0.625rem;
  padding: 0.875rem 1.125rem 0.875rem 0.875rem;
  border-radius: 100px;
  background: var(--whatsapp);
  color: var(--white);
  box-shadow: 0 4px 20px rgba(37, 211, 102, 0.45);
  transition: transform var(--transition), box-shadow var(--transition);
}
.whatsapp-btn svg { width: 26px; height: 26px; flex-shrink: 0; }
.whatsapp-btn__label {
  font-size: 0.875rem;
  font-weight: 600;
  padding-right: 0.25rem;
}
.whatsapp-btn__pulse {
  position: absolute;
  inset: 0;
  border-radius: 100px;
  background: var(--whatsapp);
  animation: pulse 2s infinite;
  z-index: -1;
}
.whatsapp-btn:hover {
  transform: scale(1.04);
  box-shadow: 0 6px 28px rgba(37, 211, 102, 0.55);
}

@keyframes pulse {
  0% { transform: scale(1); opacity: 0.6; }
  70% { transform: scale(1.15); opacity: 0; }
  100% { transform: scale(1.15); opacity: 0; }
}

/* ===== Mobile sticky CTA ===== */
.mobile-cta {
  display: none;
  position: fixed;
  bottom: 0; left: 0; right: 0;
  z-index: 998;
  background: var(--white);
  border-top: 1px solid var(--gray-300);
  padding: 0.625rem 1rem;
  gap: 0.5rem;
  box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.08);
}
.mobile-cta__btn {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 0.5rem;
  border-radius: var(--radius-sm);
  font-size: 0.8125rem;
  font-weight: 600;
  transition: opacity var(--transition);
}
.mobile-cta__btn svg { width: 18px; height: 18px; }
.mobile-cta__btn--call {
  background: var(--gray-100);
  color: var(--gray-900);
  flex: 0 0 auto;
  padding: 0.75rem 1rem;
}
.mobile-cta__btn--primary {
  background: var(--gradient-blue);
  color: var(--white);
}

/* ===== Scroll Animations ===== */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.65s cubic-bezier(0.4, 0, 0.2, 1),
              transform 0.65s cubic-bezier(0.4, 0, 0.2, 1);
}
.reveal.visible { opacity: 1; transform: translateY(0); }
.reveal--delay { transition-delay: 0.1s; }
.reveal--delay-2 { transition-delay: 0.2s; }
.reveal--delay-3 { transition-delay: 0.3s; }

/* ===== Responsive ===== */
@media (max-width: 1024px) {
  .hero__inner { grid-template-columns: 1fr; }
  .hero__aside { max-width: 420px; margin: 0 auto; width: 100%; }
  .offer__banner { grid-template-columns: 1fr; }
  .offer__visual { display: none; }
  .advisor__promises { grid-template-columns: 1fr; }
  .benefits__grid { grid-template-columns: repeat(2, 1fr); }
  .services__grid { grid-template-columns: 1fr; max-width: 480px; margin: 0 auto; }
  .steps { grid-template-columns: repeat(2, 1fr); gap: 2rem; }
  .steps::before { display: none; }
  .contact__inner { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  :root {
    --header-h: 64px;
  }

  body { padding-bottom: var(--mobile-cta-h); }

  .nav__toggle { display: flex; }

  .nav__menu {
    position: fixed;
    top: var(--header-h); left: 0; right: 0;
    background: var(--white);
    flex-direction: column;
    padding: 1rem 1.25rem 1.5rem;
    gap: 0;
    box-shadow: var(--shadow-md);
    transform: translateY(-120%);
    opacity: 0;
    transition: transform var(--transition), opacity var(--transition);
    pointer-events: none;
    margin-left: 0;
  }
  .nav__menu.open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: auto;
  }
  .nav__menu li { border-bottom: 1px solid var(--gray-100); }
  .nav__link { display: block; padding: 0.875rem 0; }
  .nav__cta { display: none; }

  .hero {
    min-height: auto;
    padding: calc(var(--header-h) + 2rem) 0 2.5rem;
    text-align: center;
  }
  .hero__subtitle { margin-left: auto; margin-right: auto; }
  .hero__actions { justify-content: center; }
  .hero__actions .btn { flex: 1; min-width: 0; }
  .hero__micro { font-size: 0.75rem; }

  .trust-bar__inner { grid-template-columns: repeat(2, 1fr); gap: 0.75rem; }
  .trust-item { font-size: 0.8125rem; }

  .offer__banner { padding: 2rem 1.5rem; }
  .advisor__inner { flex-direction: column; padding: 1.75rem; align-items: center; text-align: center; }
  .advisor__actions { justify-content: center; }

  .section { padding: 3.5rem 0; }
  .contact { padding-bottom: 1rem; }
  .contact__wrapper { padding: 1.75rem 1.25rem; }
  .form-row { grid-template-columns: 1fr; }

  .whatsapp-btn {
    bottom: calc(var(--mobile-cta-h) + 0.75rem);
    right: 1rem;
    padding: 0.75rem;
    border-radius: 50%;
  }
  .whatsapp-btn__label { display: none; }
  .whatsapp-btn__pulse { border-radius: 50%; }

  .mobile-cta { display: flex; }
}

@media (max-width: 480px) {
  .benefits__grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .trust-bar__inner { grid-template-columns: 1fr; }
  .hero__actions { flex-direction: column; }
  .hero__actions .btn { width: 100%; }
  .footer__links { flex-direction: column; gap: 0.75rem; }
  .faq__question { padding: 1rem 1.25rem; font-size: 0.875rem; }
  .faq__answer p { padding: 0 1.25rem 1rem; font-size: 0.875rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
  .whatsapp-btn__pulse { animation: none; }
  .btn:hover, .benefit-card:hover, .service-card:hover,
  .contact__channel:hover, .whatsapp-btn:hover { transform: none; }
}